Category Archives: Tips for Buyers

How To Make Your Dream Home More Affordable

Model house and piggy bank balancing on a seesaw

You’ve always thought about investing in real estate, you’re sick of paying rent and making someone else richer by the month while building no equity in yourself. So why haven’t you finally bought your own piece of real estate? If money is putting a stop to your real estate goals, let me show you …

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How To Win a Bidding War in Toronto’s Real Estate Market


Toronto’s real estate market right now is favouring the sellers; many homes are going into multiple offers and buyers are competing against each other and paying top dollar for the home of their dreams. So how can you win a bidding war? There are many factors at play though there is no sure-fire way, …

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You’ve Entered into a Contract, Now What?


Congratulations, you are on your way to owning your very own home! Follow these suggestions (and your realtor’s advice) to make the transaction as smooth as possible. You will be asked for a down payment on the home you are purchasing. You can choose to put down as much or as little as you …

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Getting the Best Rates for Your Mortgage


Naturally, you want to get the best deal for the least amount of money. This holds true for mortgage rates as well. A lower interest rate means a lower monthly mortgage payment, which can save you money in the long run. Also, it is easier to qualify for a lower payment than a higher …

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Types of Mortgages


Fortunately for buyers, there are a variety of mortgages to choose from. It is in your best interest to investigate each of them to determine which is the best for your situation. You probably won’t qualify for all of them. In fact, you may only qualify for one. But if you do qualify for …

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How to Negotiate with Sellers


Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared. Consider the following before starting negotiations:   Be prepared Research the housing market in the target area. Once you have information about the general …

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Advice for First-Time Buyers


 Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home. Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that …

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